I was just thinking about my student loans today. I graduated a couple of years ago and have had nothing but a few temporary, low paying jobs every few months since. As a result I was only able to make four payments before I ran out of money. They have been harassing me ever since and do not listen at all when I explain my situation. In fact I have recently gotten a letter threatening legal action.
I have no idea what kind of legal action they can take against me. What are they going to do ARREST ME FOR BEING POOR? That would be great. I would raise such a commotion and do whatever I could to get worldwide attention to this fascist action. At this point I would love nothing more than to drag those greedy, selfish bastards through the mud.
I checked that my mother did not co–sign any loan documents so that I can make sure that they do not have any way of bugging her. So, I can only think that they would try to take any/all of my assets. Unfortunately for them, I do not really HAVE any assets. I do not have a car, own any land or property; in fact the most expensive thing that I actually own is my computer, and since it’s rather old now, it would probably only bring in about $200 if sold.
So, what can they repossess? My education? GO AHEAD AND TAKE IT!!!
The education I got at Western was sub–par at best. I graduated from the computer science program minoring in psychology—a rare program due to several factors. I found that the computer courses were completely worthless. I already knew most of the material being taught (at least 80-85% per course), with only two (2) courses where I did not know much—those were the only two computer courses I actually enjoyed. I did like the psychology courses, although after I took the first one, they became a little less enjoyable due to the massive overlap between all the courses. I also liked the philosophy courses—which I HAD to take to graduate. After graduating from such a crappy program, I have yet to actually use that stupid, over-sized, ridiculously expensive piece of paper that contends that I do in fact know what I claim to know. The jobs I’ve had so far could have been given to a trained chimp.
Therefore, I was thinking, what the heck, I would be more than happy to hand over my diploma to the student loan repo–men.
Of course another option would be to get a refund on my education. I would be equally happy to give back my diploma to the greedy, bloodsucking University and get back my money (I’m sure they would pro-rate it), and then hand that over to the loans people. At least it would reduce my loans to a decent and manageable size.
If anyone who reads this has any idea of how I can go about doing so, I would be very willing to move forward with this. I know it sounds kind of dumb, but then again, I cannot even count the number of films I have seen where someone did something that sounded dumb and it became such a big thing that they made a movie about it. 🙂